Boring Money
Simple cash flow tracking. Know where your money goes, optimize your savings rate, build your wealth.
No bank connections. No complexity. Just clarity.
Free during the open beta. No credit card required.

Everything you need to master your finances
From daily expenses to long-term wealth building. One app, complete visibility.
Income & Expenses
Track every euro coming in and going out. See your cash flow at a glance.
Budgets & Categories
Organize spending with custom categories. Set budgets and stay on track.
Savings Goals
Set goals for vacations, emergency funds, or big purchases. Track your progress.
Investments
Track your portfolio: stocks, ETFs, crypto, real estate. See your allocation.
Net Worth
See your complete financial picture. Track how your wealth grows over time.
Recurring Transactions
Set up recurring income and expenses once. They appear automatically each month.
Want to learn more? Check out our Help Center or browse our Financial Glossary.
Track your entire portfolio
Stocks, ETFs, crypto, retirement accounts. All in one place with real-time prices.

Save for what matters
Set goals for vacations, emergency funds, or big purchases. Watch your progress grow.

All features, completely free
During the open beta, enjoy full access to all features at no cost. Here's what you'll get:
No credit card required. All features included.
Why Boring Money?
No bank connections
No sharing bank credentials. No broken syncs. Your data stays yours.
Savings rate first
Your savings rate is front and center. The metric that actually matters.
Budget + Wealth in one
From daily coffee to retirement planning. One app for your entire financial life.
AI that actually helps
Smart scanning, auto-categorization, natural language queries. Not gimmicks.
Ready to take control of your finances?
Join the open beta and get full access for free. No credit card required.
Join the beta

